Personal Loan

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Leading Banks/NBFC Offering Personal Loan at Lowest Interest Rates

Want to know the personal loan interest rates of leading banks/NBFC in India? If yes, all you need to do is just glance at the table below to know every detail.

Bank/NBFC	Interest Rate (p.a)	Loan Amount (in ₹)	EMI per lakh(in ₹)	Processing Fees	Prepayment Charges
YES Bank	Starting at 10.75%	Up to ₹20 lakhs	2,162	Up to 2.50% of the loan amount subject to a minimum of ₹999+GST	Nil- Up to 4% of the principal outstanding + GST
HDFC Bank	11.25%-21.50%	For Salaried-Up to ₹25 lakhs. For Self-employed- Up to ₹15 lakhs	2,187-2,734	0.99%-2.50% of the loan amount (minimum ₹1,999)	Nil – Up to 4% of the principal outstanding + GST
Standard Chartered Bank	12%-17%	Up to ₹30 Lakhs	2,224-2,485	Nil-1% of the loan amount	Up to 5% of the principal outstanding + GST
ICICI Bank	10.99%-18.49%	Up to ₹40 lakhs	2,174-2,566	Up to 2.25% of loan amount + GST	5% of the principal outstanding + GST
Bajaj Finserv	10.99%-16.00%	For Salaried – Up to ₹25 lakhs	2,174-2,432	Up to 3% of the loan amount	4% of the principal outstanding + GST
SBI	10.95%-15.35%	Up to ₹15 lakhs	2,172-2,397	Nil – 1% of the loan amount + GST	Nil – 3% of the principal outstanding + GST
Kotak Mahindra Bank	10.99%-20.99%	Above ₹20 lakhs	2,174-2,705	0.99% to 2.50% of the loan amount+ GST	5% of the principal outstanding + GST
Axis Bank	15.75%-24.00%	Up to ₹30 lakhs	2,419-2,877	1.50% to 2.00% + GST	NIL
Fullerton India	14.00%-33.00%	Up to ₹30 lakhs	2,733-3,777	2.00% of loan amount + GST	0-4% of the principal outstanding
RBL Bank	13.00%-18.00%	Up to ₹20 lakhs	2,275-2,539	2.00%-2.5% of the loan amount + GST	3%-5% of the principal outstanding
Induslnd Bank	10.99%-16.00%	Up to ₹15 lakhs	2,174-2,432	1.00%-3.00% of the loan amount + GST	As applicable by the bank
Tata Capital	10.99%-18.00%	Up to ₹25 lakhs	1,903-2,281	₹999-2.50% of the loan amount + GST	4% of the principal outstanding
DCB Bank	12.00%	Up to ₹5 lakhs	2,633	2.00% of loan amount + GST	As Applicable by the Bank

**The above EMI calculations are based on a tenure of 5 Years.**

List of Some Other Banks Offering Personal Loan at different Interest Rates

Banks	Interest Rates
Allahabad Bank	8.45%-13.00%
Andhra Bank	11.70%-13.20%
Bandhan Bank	14.00%-18.75%
Bank of Baroda	11.90%-16.90%
Bank of India	12.00%-14.00%
Bank of Maharashtra	11.75%-12.75%
Canara Bank	10.90%- 15.05%
Central Bank of India	11.25%-12.60%
Citibank	10.99%-18.99%
Corporation Bank	12.85%-13.85%
Dena Bank	13.00%-14.00%
Federal Bank	11.75%-14.65%
HSBC Bank	10.99%-17.50%
IDBI Bank	12.00%-14.00%
IDFC Bank	12.00%-20.00%
Jammu and Kashmir Bank	12.30%-14.30%
Karnataka Bank	12.70%
Karur Vysya Bank	13.40%-15.90%
Lakshmi Vilas Bank	13.15%
Nainital Bank	11.30%-14.75%
Oriental Bank of Commerce	11.40%
Punjab and Sind Bank	12.80%-14.05%
Punjab National Bank	12.05%-15.05%
Syndicate Bank	12.25%-13.50%
UCO Bank	11.35%-12.70%
United Bank of India	13.45%-14.20%
Vijaya Bank	12.55%-13.55%